Flora Trustee Berhad
Flora Wong & Associates Sdn Bhd
+603-9172 1118
+6017-660 7788Investment Planning
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Having a strong financial future has a lot to do with the choices you make today. For most of us, investing isn’t just about making money. It’s a way of reaching our personal goals, whether providing for your children’s education, retiring comfortably, taking care of your parents or making sure there’s something to pass on to the future generations.
At Flora Wong & Associates and Flora Trustee Berhad, we tailor make investment solutions to suit your individual needs. We will determine your risk tolerance and the investment recommendations directly from the financial planning assessment. You will be kept informed with regular reports and reviews by our financial planner.
Investment Planning
Investment planning is about how you allocate your money. There are different types of investments vehicle; understanding how each of the investments vehicle operate and the risk involve; the period of investment; and doing research on the manufacturer and management of such investment vehicle.
Type of Assets
• Bank Savings & Fixed Deposit
• Bonds
• Money Market
• Mutual Funds & Investment Linked Funds
• Stocks
• Commodities
• Condominium, House, Shop, Building & Land
| 1 | Determine which asset will be represented in the portfolio. | |
| 2 | Establish the long-term “target” weighting of each asset category in the portfolio. | |
| 3 | Specify the range within which the allocation of each asset class can be altered in order to enhance performance. | |
| 4 | Select securities within each asset category. The primary requirement for selection is that the security is truly representative of its asset class. Using a mix of passive and actively managed mutual funds, we screen for asset class consistency, tax efficiency, fees and expenses, and risk-adjusted performance relative to benchmark and peers. Individual stocks and bonds may also be included. |
Once an investment strategy is in place, periodic rebalancing is necessary.
